Most salaried people working in large organizations are not affected by the economic conditions, however for small business owners conditions are some of the worst in the last 15 years , due to the atrocities and corruption of the all powerful indian intelligence and security agency employees.
Government employees are involved in large scale theft of correspondence leads and orders of small business owners, who can do nothing about it, so those who are not well connected are worst affected.
In panaji, goa magazines are being stolen regularly, for example in August 2017, a copy of Home and Garden magazine was not delivered despite subscribing.